Financial Tools
Financial calculators and planning tools
Browse calculators designed to help with planning, debt management, savings strategies, retirement planning, and business decision-making.
Debt & Credit
8 toolsAccelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Business Debt Consolidation Calculator
Should your business consolidate its debt? Use this calculator to find out.
Consolidation Loan Investment Calculator
Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Credit Assessment
How is your credit? Use this calculator for a quick assessment!
Credit Card Minimum Payment Calculator
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
Credit Card Optimizer
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Personal Debt Consolidator
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Loans & Mortgages
8 toolsAmortizing Loan Calculator
Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment!
Credit Line
How big a line of credit can you receive? Use this calculator to find out!
Enhanced Loan Calculator
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Existing Loan Calculator
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Line of Credit and Loan Payments
This calculator helps determine your loan or line of credit payment.
Mortgage Compare
Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.
Rent vs. Buy
Are you better off buying your home, or should you continue to rent?
RRSP Loan Calculator
An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.
Savings & Investing
14 toolsAnnual Stock Option Grants
Use this calculator to project how much a series of annual stock option grants could be worth to you.
Asset Allocation Calculator
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Compare Investment Fees
Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
Compare Savings Rates
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Compound Interest
This calculator demonstrates how compounding can affect your savings.
Cool Million
Find out when your savings plan will make you a millionaire!
Don't Delay Your Savings!
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Investment Goal Calculator
Use this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short.
Investment Savings and Distributions
Use this calculator to see how long your investment savings can last once you begin taking distributions.
Investor Profile Questionnaire
The Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments.
Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings Goal
What will it take to reach your savings goal? This financial calculator helps you find out.
Savings, Taxes, and Inflation
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Taxable vs. Tax Advantaged Investments
This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
Retirement Planning
5 toolsLife Expectancy Calculator
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Retirement Income
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Nestegg Calculator
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.
RRIF Payment Calculator
This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).
Business Planning
4 toolsBreakeven Analysis
Find out how many and what price you must sell your product at to make a profit.
Business Valuation - Discounted Cash Flow
This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Budgeting & Personal Finance
4 toolsEmergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Home Budget
Analyze your budget, see where your money goes and find out where you can improve!
Net Worth
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Student Budget Calculator
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.